Founded in 1983, Coast Construction Company specializes in fire, water, and impact-related repairs which are usually funded by insurance policy proceeds.

We are incorporated as Fire Damage Restoration Contractors, Inc, but we use Coast Construction Company as a dba because it is easier to say and because that is what we’ve been known as all along.

Why You Should Hire Coast Construction

Expertise That Sets Us Apart

  • 35+ years specializing in fire and damage repair construction.
  • Our estimators and project managers bring nearly 150 years of combined experience.
  • We are not distracted by unrelated business divisions — we focus only on your type of project.

Insurance Knowledge That Protects You

  • We work for YOU — not your insurance company — while maintaining cooperative relationships with insurers.

  • Many of our staff have insurance industry backgrounds.

  • We understand policy structure, coverage limits, and adjuster tactics.

  • Experts in insurance estimating software and claims negotiation.

  • We compile and negotiate all aspects of your claim: replacement cost, building ordinance, supplements, and code upgrades.

Turnkey Project Handling

  • From scope to final clean-up — we handle every part of your construction project.

  • We manage engineers, plans, permits, inspectors, subcontractors, and trades so you don’t have to.

  • Familiar with every building department in Alameda, Contra Costa, and Solano Counties.

Beautiful, Customized Design

  • In-house design using 3D software.
  • Our Senior Designer has decades of experience — all project photos on our website feature her work.
  • We welcome upgrades and remodeling as part of your project.

Smart Financial Structuring

  • We fund work while waiting for insurer and mortgage payments — no delays.

  • Our contract is structured so you don’t pay us until you receive claim funds.

  • We handle all communications with mortgage companies to release funds.

Quality Craftsmanship

  • Our project managers are responsive and knowledgeable.

  • Our field staff are highly skilled professionals — and it shows in our work.

  • Trusted subcontractors uphold our standards of quality and service.

Locally Trusted, Highly Rated

  • We only serve the SF Bay Area for focused attention.

  • Trusted by fire departments — on board-up call lists for Contra Costa County and Vallejo.

  • 93% satisfaction rating in our latest consumer survey.

Frequently Asked Questions

How long have you been in business?

Over 35 years, since 1983. We've completed thousands of jobs in Alameda and Contra Costa Counties.

Can I make changes to my home during repairs?

Absolutely. Many customers use this opportunity to upgrade finishes, layouts, or design features.

Who does the design work, especially the kitchen?

Our Senior Project Manager has nearly 30 years of design experience and has designed every project on our website.

How long will the job take?

Plans typically take 4 weeks. Permitting time varies by city. We provide a construction schedule once those are complete.

What if the work must comply with new building codes?

We document and submit these costs to your insurer and help prevent overages beyond your policy limits.

How do I get my mortgage company to release insurance funds?

It's often time-consuming, but we’ll handle this process for you.

Do I need an engineer or architect?

We involve engineers for structural plans. Architects are optional but welcome — we’re happy to work with yours.

Will weather delay my project?

Rain may affect framing stages, but once we’re weather-tight, we work consistently.

Does Coast do mitigation or contents services too?

No. We focus exclusively on reconstruction — no divided attention, no conflicts of interest.

Frequently Unasked Questions

Why should I hire Coast Construction?

We specialize in insurance-funded reconstruction. We care deeply about our work, deliver quality at competitive prices, and support you every step of the way.

Do you work for me or the insurance company?

We work for you. Our contract is with you, not the insurer. Our loyalty is 100% to our clients.

How important is service to Coast?

Extremely. We want the experience to be as smooth and pleasant as possible for you.

How are your customer ratings?

In a third-party consumer research survey, we received a 93% customer satisfaction rating.

What if another company promises more?

Some competitors overpromise. Always get commitments in writing — especially in the contract

Will payment delays stop my job?

With other contractors, yes. But our contract is structured to avoid this problem and keep your project moving.

Do I need to worry about coverage limits?

Yes — but we help you manage them wisely. Insurance policies have multiple sub-limits. Categorization is critical, and our expertise helps avoid surprises.

How is your team structured?

You’ll work with a dedicated Project Manager and on-site Working Foreman. Your Estimator stays involved throughout to handle supplements, code upgrades, and changes.

Are bigger contractors better?

Not always. Coast is “right-sized” — lean enough to focus resources on your project, experienced enough to handle complex jobs without red tape.